How can I get flat / house share contents insurance?
Getting contents insurance for shared houses and flats is notoriously difficult and many insurance companies simply won't even quote for it. The main trouble is that there is inherently more risk in sharing with strangers when it comes to possessions. We do have to put a lot of trust in people we don't know very well to begin with and though most people are honest, there are always exceptions and they're not always the ones you'd expect! As well as those we live with, we are also putting trust in their friends who may visit. Many insurers who do offer cover may exclude theft except in the case where there has been forced entry (and therefore excluding theft from flatmates). Endsleigh is one of the few insurers who offer shared house contents insurance - get an quote online now See an actual screenshot of step 4 of their quote application below: |
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